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What is a 70/20/10 Budget? Understanding the Simple Money Management Framework

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The 70/20/10 budget is a personal finance strategy that aims to allocate one’s income into specific categories to effectively manage spending and savings. It suggests that individuals should spend 70% of their income on monthly expenses, save 20% for the future, and use 10% for personal spending or discretionary items.  This method offers a structured…

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